Term Insurance
Simply put, its cost of your life! Term insurance is a must have for every individual who is the bread earner of the family. In case of any unfortunate happening, the family who is left behind should be able to fend for themselves. Term insurance gives the family the self-sufficiency to fulfil their financial obligations even in the absence of the sole bread earner.
Health Insurance
Medical exigencies don’t knock at the door before coming. They just come! And if you are not well prepared, they can take a toll on your financial health. Health insurance is mandatory for each and every one in the family be it through a floater policy where all the members are covered under one policy or individual health plans depending upon the family medical history.
Critical Illness Cover
While leading a completely healthy and a normal life, sometimes we are jolted by some critical illness which can be related to heart, kidney, brain or any other major organ of our body. Coverage for hospitalization is one thing, but covering all the expenses related to a particular critical illness is another thing and it can cost you your life time of savings. Therefore, having an additional critical illness cover depending upon the family history and other important aspects is quite essential.
Accident Disability Cover
What happens if one day you are happily driving back home from work in an anticipation of spending some lovely time with your family and suddenly you get into an accident which leaves you disabled for life and unable to work anymore. How will your family support itself including you? An accident disability cover takes care of just that and it should be a part of your insurance policy.